Barclays Bank Account

Barclays Bank Account

Barclays bank offer this simple looking account that seems to have a few hidden extras which can really make a difference, Barclays offer you the visa debit card which they boast is accepted 29 million locations worldwide, the debit card comes with contactless technology which means you can quickly pay for any items £15.00 or less where ever you see the contactless sign.

Contactless technology is on the increase as it offers a quick and secure method of payment for your debit card with no need to enter your pin number just hold the card over the terminal wait for the beep then go.

Barclays debit card offers you no transaction charges when making cash withdrawals abroad when using their Global Alliance partners cash machines, this can save as much as 2% per transaction.

If you’re all for saving the planet Barclays debit card is carbon neutral, which means Barclays bank finance projects that look to reduce carbon emissions in the developing world.

Bank a cheque and Barclays will give you the option to draw on this even before it has cleared ( subject to conditions )

Barclays also offer you the option of applying for an overdraft with this debit card charging 19.3% typical APR, A clever feature of this account is arranging a reserve fund for situations when you go over your overdraft. This is basically a reserve fund which can be used rather then the bank charging you for paid and returned items, you are charged a fee of £22.00 for every 5 days you use it, if you have not corrected the balance after the 5th day another £22.00 usage charge apply and so on.

This is a good old fashion bank account where Barclays have tried to get the simple things right for customers who do not wish to pay a monthly fee for a bank account.

Tags:  Barclays Bank Account, Barclays debit card, Contactless technology, Visa debit card